Livestock hauling
Insurance built for livestock haulers
Hauling cattle isn't hauling freight. It's hauling someone's livelihood, alive. Our family runs Livestock Loads, so we work with markets that understand live cargo and the people who move it.
What is livestock hauling insurance?
Livestock hauling insurance is commercial trucking coverage for carriers moving cattle, hogs, sheep, horses, and other live animals. It pairs commercial auto liability and physical damage with motor truck cargo written for live cargo, where what the policy says about animals injured or lost in transit matters more than the limit on the page.
Reviewed September 2026
Equipment
Livestock equipment we cover
Fleets of all sizes, owner-operator to yard-full. If your setup isn't listed, call us anyway.
- Livestock Trailers
- Ground Loads
- Cattle Pots
- Gooseneck Stock Trailers
- Straight Trucks
What our clients haul
- Cattle & calves
- Hogs
- Sheep & goats
- Horses
- Other live animals
Why livestock haulers pick us
Part of the Livestock Loads family
Our family runs Livestock Loads, the cattle hauling board. We know sale barn schedules, ranch-to-feedlot runs, and what a wreck with a loaded pot actually means.
Live cargo is different
We work with markets that understand insuring live animals in transit and will talk through exactly what your cargo coverage does, and doesn't, respond to, before you need it.
People who answer the phone
When something goes wrong with a load of cattle, you can't wait on a claims queue. Your account lives with a named team that knows your operation.
Coverages
What a complete policy looks like.
Every account is shopped across 50+ transportation insurance markets and built from the coverages below.
Auto Liability
If your business includes employees or customers driving a vehicle, you likely need commercial auto liability coverage. Let us help protect your business.
Physical Damage Insurance
Weather, animals, other drivers, all things that can damage your vehicle. Let us help cover your costs with physical damage insurance.
Motor Truck Cargo
Protection for your business against losses due to cargo destruction, theft, and more.
Non-Trucking Liability Insurance
Do you drive your truck for non-work purposes? As an owner-operator, protect your livelihood when you're driving for non-business purposes.
General Liability Insurance
Protection against liability claims for your business. Coverage options include product liability, cyber liability, and errors and omissions.
Cyber Liability Insurance
Data breaches. While we hope they never happen to your business, it is a potential risk. Help protect your company with cyber liability insurance.
Questions
Asked and answered.
Does cargo insurance cover animals that die in transit?
It depends entirely on the policy's terms, and this is the single most important question in livestock coverage. Many policies respond to death or injury caused by a covered event like a collision or rollover, while losses from temperature, suffocation, or unexplained death may be limited or excluded. We walk through exactly what your cargo form does and does not respond to before you bind.
How much does livestock hauling insurance cost?
Typical livestock haulers with their own authority run $10,000 to $18,000 per year per truck for a full package, higher than general bulk freight because live cargo claims are severe and the market for them is small. Those are typical figures, not a quote: your record, radius, and cargo limit set the real number, and quoting it is free.
Do you cover ground loads and sale barn work?
Yes. Sale barn schedules, ranch-to-feedlot runs, and ground load operations are the day-to-day of our livestock book, and our markets have seen them all from us before.
Can you insure horse transport?
Yes. Horses raise the per-head value conversation, so the cargo limit and the per-animal terms get extra attention, but they're a class we quote.
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Never question your coverage
Tell us what you haul and we'll shop the markets that actually know bulk freight. Quotes are free, and there's no obligation.